As of July 1, 2010 Form 1802 – Uniform Mitigation Verification Inspection Form can no longer be completed by a “hurricane mitigation inspector certified by the My Safe Florida Home program” (the program is being discontinued). The Legislature had limited the qualifications to perform these inspections because the insurance industry reported that about 70% of the forms are completed incorrect (some are fraudulent).

To continue to complete these forms, you must have one of the following complete the form:

  • certified building code inspector
  • licensed general, building, or residential contractor
  • licensed engineer
  • licensed architect
  • licensed home inspector with certain specific training
  • or “any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation verification form”.

If your “qualified inspector” fits into the last category, you will need to work with your insurance company to have them accept your inspector as a “qualified inspector” under this provision (but there is no requirement that your insurance company accept anyone).

This same law also created a provision relating to fraudulent completion of form 1802.

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